HouseBuyingTips
© 2010  Janice C. Tatum and Associates, All Rights Reserved     Terms of Service   Privacy Policy
Buyer's guide Buying a house is complicated, especially if it’s your first time. Here are some more tips on how to buy a house the right way so you won’t be disappointed. 1. Start with your credit. Credit reports are kept by the three major credit agencies, Experian, Equifax, and TransUnion. They show whether you are habitually late with payments and whether you have run into serious credit problems in the past. A credit score is a number calculated from a formula created by Fair Isaac based on the information in your credit report. You have three different credit scores, one for each of your credit reports. A low credit score may hurt your chances for getting the best interest rate, or getting financing at all. So get a copy of your reports and know your credit scores. Try Fair Isaac's MyFICO.com. Errors are common. If you find any, contact the agencies directly to correct them, which can take two or three months to resolve. If the report is accurate but shows past problems, be prepared to explain them to a loan officer. 2. Set your budget. Next, you need to determine how much house you can afford. You can start with an online calculator. For a more accurate figure, ask to be pre-approved by a lender, who will look at your income, debt and credit to determine the kind of loan that's in your league.

My Real Estate

Referral Service

Hi, and welcome to my real estate

referral service.

Choosing the right real estate agent

is a critical step in purchasing your

new home. Your home is likely the

biggest investment you’ll make in

your lifetime, and choosing a real

estate agent can make or break that

invesment.

We maitain a list of all the best real

estate agents in the Dublin,

California area, and can help you

choose an agent that will help you

choose the best house at the best

price.

I can help you in all phases of your

real estate transaction, from

recomending a top real esate agent,

to referring you to a top rated

mortgage broker.

If you’re interested in finding out

about my service and what I can do

to help you, simply fill in the form

below and click the “Send” button.

I look forward to hearing from you!

Sincerely,

Janice C. Tatum

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HouseBuyingTips
© 2010  Janice C. Tatum and Associates, All Rights Reserved     Terms of Service   Privacy Policy
Buyer's guide Buying a house is complicated, especially if it’s your first time. Here are some more tips on how to buy a house the right way so you won’t be disappointed. 1. Start with your credit. Credit reports are kept by the three major credit agencies, Experian, Equifax, and TransUnion. They show whether you are habitually late with payments and whether you have run into serious credit problems in the past. A credit score is a number calculated from a formula created by Fair Isaac based on the information in your credit report. You have three different credit scores, one for each of your credit reports. A low credit score may hurt your chances for getting the best interest rate, or getting financing at all. So get a copy of your reports and know your credit scores. Try Fair Isaac's MyFICO.com. Errors are common. If you find any, contact the agencies directly to correct them, which can take two or three months to resolve. If the report is accurate but shows past problems, be prepared to explain them to a loan officer. 2. Set your budget. Next, you need to determine how much house you can afford. You can start with an online calculator. For a more accurate figure, ask to be pre-approved by a lender, who will look at your income, debt and credit to determine the kind of loan that's in your league.

My Real Estate

Referral Service

Hi, and welcome to my

real estate referral service.

Choosing the right real

estate agent is a critical

step in purchasing your

new home. Your home is

likely the biggest

investment you’ll make in

your lifetime, and

choosing a real estate

agent can make or break

that invesment.

We maitain a list of all the

best real estate agents in

the Dublin, California area,

and can help you choose

an agent that will help you

choose the best house at

the best price.

I can help you in all phases

of your real estate

transaction, from

recomending a top real

esate agent, to referring

you to a top rated

mortgage broker.

If you’re interested in

finding out about my

service and what I can do

to help you, simply fill in

the form below and click

the “Send” button.

I look forward to hearing

from you!

Sincerely,

Janice C. Tatum